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janeiro 21, 2026
Loan

Secured loans: impacts on budgets and mid-term financial planning

Secured loans are widely used in the United States as a way to access lower…

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Ludimila Rodrigues
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Couple reviewing household budget and expenses at home, writing notes and planning personal finance with receipts, savings jar, and piggy bank on the table.
janeiro 14, 2026
Finance

Financial education in practice: how everyday choices shape the future of money

Financial education in practice goes far beyond formulas or long-term projections, focusing instead on the…

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Ludimila Rodrigues
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Couple reviewing financial documents at a table with house model, car keys, and stacked coins, planning a loan for major purchases
janeiro 7, 2026
Loan

Personal credit and financial decisions: factors beyond interest rates

Personal credit decisions in the United States are often guided by advertised interest rates, but…

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Ludimila Rodrigues
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Consultants reviewing a sustainable loan agreement during a business meeting.
dezembro 31, 2025
Loan

Sustainable credit lines: how banks and fintechs are financing green projects in 2025

Sustainable credit lines are gaining relevance in the United States as environmental concerns become more…

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Ludimila Rodrigues
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Young woman using her phone and holding a loan credit card while managing online payments at home.
dezembro 24, 2025
Credit Card

AI-powered credit cards: how technology is personalizing limits and benefits in 2025

The evolution of financial technology has reshaped the way consumers interact with a credit card,…

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Ludimila Rodrigues
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Young woman using a mobile banking app to apply for an online loan on her smartphone.
dezembro 17, 2025
Loan

Digital personal loans in 2025: speed, hidden costs and how to choose safely

In 2025, applying for a personal loan can feel as quick as tapping your phone,…

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Ludimila Rodrigues
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A businessman reviews a card while sitting beside a humanoid robot at a desk, highlighting AI-assisted credit decisions and modern loan services.
dezembro 3, 2025
Loan

The role of artificial intelligence in credit analysis: more speed or greater exclusion?

Artificial intelligence is reshaping how institutions evaluate borrowers, transforming credit analysis into a faster and…

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Ludimila Rodrigues
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Illustration of three students talking in front of a checklist about education requirements, symbolizing planning and decisions related to student loan options.
novembro 26, 2025
Loan

Private student loans: new conditions and alternatives for college students

Private student loans in the United States have undergone significant updates, creating a new landscape…

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Ludimila Rodrigues
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